OTP Kids

Invest in the future of your kids

The first and only investment fund for children. Aims at shaping the future capital of a child: to get an education, buy a home, start a business or fulfill any dream.

The investment is made directly in the name of the child.

The purchase of investment certificates can be made at any business day, the sale – at any time, but not earlier than one year after the placement of the investment.

Assets are invested in all possible financial instruments regulated by law, including foreign exchange, which protects investments from devaluation.

Yield performance

As of

Fund portfolio

As of 31.07.2026

Government bonds
99.13%
Deposits & Cash assets
0.74%
Other assets
0.13%

Fund costs

In annuals
OTP Capital Fee
0.92 %
Custody Fee
0.05 %
Broker services
0.04 %
Auditor services
0.05 %
Other Fee
0.17 %

Risk profile of the fund

Risk level:
1
2
3
4
5
6
7

This level of risk does not necessarily remain the same and may change over time.
We also draw the attention of investors to the fact that the lowest level is also not a risk-free investment.

Historical yield

Funds
Other indicators

Comment

Yuriy Oleksiyenko
Head of Investment Department

At its regular Monetary Policy Committee meeting at the end of July, the National Bank of Ukraine (NBU) increased the key policy rate by 50 basis points to 15.5%. This decision came as a surprise to the financial market, as the updated forecast had anticipated that the policy rate would remain unchanged through the end of the year. Moreover, annual inflation declined to 7.8% in June (from 8.2% previously), adding to optimism regarding the macroeconomic outlook. According to the NBU, the decision to tighten monetary policy was driven by “the persistent strengthening of underlying inflationary pressures and a significant acceleration of headline inflation expected by the end of the year.”

It should be noted that the increase in the key policy rate is aimed at preserving the attractiveness of hryvnia-denominated assets, maintaining the stability of the foreign exchange market, and keeping inflation expectations under control within the regulator’s macroeconomic framework for 2026–2028.

Yields on domestic government bonds (OVDPs) at primary auctions continued their downward trend in July, supported by strong investor demand. Specifically, the yield on 1-year OVDPs remained unchanged at 15.13%; 2-year OVDPs declined from 15.73% to 15.46%; 3-year OVDPs fell from 16.15% to 15.98%; and 3.5-year OVDPs decreased from 16.50% to 16.44%. Interest rates on term deposits in the banking sector remained broadly unchanged from May, ranging between 9% and 14% for hryvnia deposits. U.S. dollar deposit rates also remained unchanged at up to 2%, depending on the deposit term.

In July, the Ministry of Finance of Ukraine issued euro-denominated OVDPs at primary auctions with a yield of 3.08%. On the secondary market, yields on foreign-currency-denominated OVDPs did not exceed 2.25% in U.S. dollars and 0.75% in euros.

Demand for foreign currency remained elevated in July, resulting in a further depreciation of the hryvnia against the U.S. dollar, from UAH 44.59/USD to UAH 44.68/USD. During the reporting month, the NBU’s foreign exchange interventions remained at the highest levels seen in recent years, amounting to USD 4.8 billion (compared with USD 5.0 billion in June). We expect the exchange rate to stabilize within the range of UAH 44.5–45.0 per U.S. dollar during the third quarter of 2026, followed by further depreciation toward UAH 46.0 per U.S. dollar by the end of the year.

In July, UAH 3.0 million worth of OVDPs were sold from the portfolio of the OTP Kids Fund, while UAH 3.5 million was reinvested in longer-maturity OVDPs. The rebalancing of the government bond portfolio was carried out to increase the overall yield of the OVDPs held by the Fund.

The Fund delivered a return of 0.9% for the month and 17.9% over the last 365 days.

As of July 31, 2026

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Terms and conditions

Start of placement
September 31, 2019
Period of activity
July 2, 2049
Buying
every working day
Redemption
every working day*
Minimum sum
from 10 000 UAH
Securities account
750 UAH (one-time payment)

*The purchase of investment certificates can be made at any business day, the redemption – at any time, but not earlier than one year after the placement of the investment. Thus, investors have a long-term liquid investment with the right of replenishment and withdrawal at any time.

Calculator

20 000 100 000 000
months
12 36 60
% annual
1 % 100 %

Calculation

Purchase commission by custodion
Purchase commission by trader
Redemption commission by custodion
Net income before taxes
Interest rate
% annual
Taxes
(PDFO %, Military tax %)
Interest rate
% annual
Net income after taxes

FAQ

Investment funds

Investment funds – this is the easiest tool for investment, but one of the most profitable. The main goal – to combine the capital of many participants and invest it effectively. Assets of the investment fund owned by its investors in the common property. The ownership share of each investor is confirmed by fund securities (investment certificates or stocks).

By placing available assets in investment funds, private investors combines the opportunity to get higher than on deposits yield, and control the risk level.

For effective investment fund has all opportunities – professional manager, analysts, lawyers, and, most importantly, enough resources not to invest all funds in one or two companies, and to carry out a large-scale diversification by investing directly in the top ten best performing companies from different sectors of the economy. Thus reduces the risk. If suddenly at some businesses something do not go well, and its shares have fallen in price, other shares will help.

Professional asset management activity is aimed to provide an increase of assets under management by:

  • increase of market value of the assets in which funds are invested
  • revenue from securities trading
  • interests and dividends which assets in the investment fund portfolio can provide.

Income of each investor provided by the rising cost of its parts in total assets of the fund.

Become a participant of investment funds OTP possible by purchasing investment certificates or shares of the funds in the offices of OTP Bank.

What are the advantages of placing funds in investment funds?

  • You have the opportunity to earn more.
  • You control the level of risk on investments.
  • You trust your capital to professionals.
  • You are offered the best investment opportunities.
  • Activities of the Fund is transparent.

Documents and reporting

The issue prospectus of the MNCIF «OTP Kids» Fund you can found at the location of the OTP Capital LLC: 03680, Kyiv, str. Phizkultury, 28 (Letter “D”) or at the address: MNCIF «OTP Kids».

Information about the fund:

Full name: Mutual Non-Diversified Closed Investment Fund «OTP Kids»
Short name: MNDCIF «OTP Kids»
Registration code: 23200753
Date of introduction of statements in the USRRS: July 02, 2019
Duration: 30 years from the date of registration of the Fund

Companies serving the fund:

1.Information about the audit firm:

LLC AAN «SEYA-KIRSH-AUDIT»
USREOU code: 24263164

2.Information on the property appraiser:

The investment declaration does not provide for investment in real estate

3.Custody information:

JSC “PIREUS BANK ICD”
USREOU code: 20034231

4.Sales Dealer Information

JSC “OTP BANK”
USREOU code: 21685166

Attention: Return on investment in the stock market may increase or decrease, past investment results are not guaranteed in the future. The state does not guarantee the return on investment in the stock market. «AMC «OTP Capital LLC» does not guarantee the amount of return on investment instruments specified in this material.

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