Podviynyi” Deposit from OTP Group. A new placement period will start soon.

Every year In September, OTP Capital together with OTP Bank traditionally offer their clients a compatible “hybrid” financial product – “Podviynyi” deposit. This is a combination of two instruments with different investment periods: a 3-month deposit with OTP Bank and a 12-month investment in a unit trust fund (UTF) from OTP Capital.

The idea of ​​creating the product “Podviyniy” was started in the middle of the 2000s by our Hungarian colleagues. Then OTP Fund Management Hungary and OTP Bank Hungary decided to combine a regular bank deposit and an investment fund to create a “dual” product.

The combination of different financial instruments gives conservative clients not only the opportunity to get a higher deposit rate, but also the opportunity to invest in UTF.

Historically, the deposit part of the deposit brought investors of “Podviynyi” deposit 1-5% higher yield than the standard deposit in OTP Bank with the same placement period. As for the fund, its return has always exceeded the return on annual deposits from OTP Bank and other leading banks in the country. For the previous period, the fund`s return was 10% annual.

Another advantage of the fund is the annual payment of income in the form of dividends, which are taxed at half the rate of 9% compared to ordinary investment income.

Thus, investing in “Podviynyi” deposit, our client receives an investment consisting of two equal parts, placed on deposit and in the trust fund, with different investment periods, with increased return on the deposit part and twice-lower taxes on the part invested in fund.

The conditions of participation, terms of placement and financial results of the fund may be found on the page of the fund “OTP Podviynyi”. For a more detailed consultation, leave a request for a consultation.

Note: the profitability of investments made in the stock market may increase or decrease, the results of investment in the past do not guarantee any future incomes. The state does not guarantee the profitability on investments in the stock market. AMC OTP Capital LLC does not guarantee the amount of profitability of investment tools specified in this material.

 

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