OTP Maximum is a new investment fund by OTP Capital, officially launched in September 2025. The introduction of this product responds to growing client demand for higher returns and modern capital management solutions.
The fund’s initial issue amounts to UAH 400 million, with a fund term of 30 years.
What Is OTP Maximum?
OTP Maximum is designed for experienced investors who are prepared to consider higher-risk strategies in exchange for a greater return potential.
Fund type: Unit non-diversified closed-end investment fund with a public offering
Minimum investment: From UAH 1 million
Liquidity: Daily purchase and redemption of investment certificates (subject to agreement)
Investment Strategy and Risk Management
The core concept of OTP Maximum is active portfolio management. OTP Capital’s investment team analyzes market conditions on a daily basis and adjusts the asset allocation to maintain an optimal balance between risk and return.
The portfolio combines government bonds (OVDPs) with instruments offering a higher return potential, allowing the fund to respond flexibly to changing market conditions.
Despite its higher return potential, the fund operates under a clearly defined risk management framework, which includes:
- predefined loss limits (monthly, quarterly, and annual);
- continuous volatility monitoring;
- immediate action in the event of risk threshold breaches.
According to the European risk scale, the fund’s risk level is 5, making it suitable for investors with a solid understanding of financial markets.
Who Is This Fund For?
OTP Maximum is designed for investors seeking more than what traditional instruments — such as bank deposits or classic government bonds — can offer.
The fund combines:
- potentially higher returns compared to standard UAH-denominated instruments;
- flexible liquidity, enabling daily entry and exit;
- the reliability of the international OTP Group, backed by 18 years of OTP Capital’s experience in the Ukrainian market.
OTP Maximum is suitable for investors who:
- have available capital starting from UAH 1 million;
- are willing to accept a medium-to-high level of risk in pursuit of higher returns;
- value active management strategies and continuous portfolio oversight.
How to Invest
To become an investor in the OTP Maximum Fund, please contact any OTP Bank branch.
