OPF «OTP Pension»
OTP Pension is your №1 choice for saving to retire happyOTP Pension is your №1 choice for saving to retire happy
About OTP Pension
OTP Pension is the largest open non-state pension fund in Ukraine in terms of assets. The fund was established by OTP Capital. OTP Capital is a part of the international OTP Group.
OTP Pension’s affiliation with OTP Group is not only an opportunity to be part of a well-known brand but also means European management standards, additional guarantees of a balanced investment policy, and the support of OTP Bank in Ukraine.
OTP Pension has more than a 10-year track record. During its operation, the Fund has grown from a beginner to a leading participant in the private pension market. The fund follows a balanced strategy in its investment activities. It actively cooperates with both individuals and legal entities. Currently, OTP Pension is one of the fastest-growing non-state pension funds.
As of
As of 31.08.2026
This level of risk does not necessarily remain constant. It may change over time.
We would also like to draw the attention of the investors to the fact that even the lowest level is not a risk free investment.
Intensification of the aggressor’s attacks on infrastructure facilities in August — including ports, warehouses and production facilities — caused significant losses whose effects will be felt for years to come. In the short term, through the end of 2026, this is expected to have a significant negative impact on inflation and force the NBU to revise its macroeconomic outlook for 2026–2027. The main drivers of higher inflation are rising electricity prices as a result of Russian attacks and higher fuel prices due to the war in the Middle East. In addition, businesses are increasing expenditures on recovery following enemy attacks, as well as on labor costs. Another factor contributing to higher inflationary pressure is the weakening of the hryvnia exchange rate and robust consumer demand. Therefore, the regulator is expected to respond by adopting a tighter monetary policy stance, which will lead to an increase in the key policy rate in September–December 2026.
Yields on domestic government bonds at primary auctions stopped declining in August and returned to the levels seen in the first half of July. In particular, yields on 1-year domestic government bonds rose to 15.13%–15.15%, 2-year bonds to 15.64%, and 3.5-year bonds to 16.5%. Term deposit rates in the banking sector increased by 50 bps and ranged from 9% to 14.5% in hryvnia, while rates on US dollar deposits remained unchanged at up to 2%, depending on the placement term.
The owner of the open non-governmental pension fund OTP Pension is the asset management company OTP Capital. Its founders are the Hungarian company OTP Fund Management and the joint stock company OTP Bank in Ukraine.
Ownership structureThe Pension Fund Board was created to provide management and control over the current activities of the fund
Board of the Found
Identification code
33193408
License of NSSMC
AB 115988 issued August 14, 2008
State registration
№10711050016000611 by 13.07.2011
Validity
unlimited
free of charge from all numbers in Ukraine04070 Kyiv, 1/6 Frolivska street, 2nd floor
Individuals and/or companies make voluntary contributions to a participant’s pension account. Assets are accumulated and grow through investment income. Upon reaching retirement age, the participant receives pension payments. During the period of pension payments, the fund balance continues to earn interest.
The amount of the benefit (pension) depends solely on the amount of savings accounted for in the participant’s pension account at the time of the benefit and the duration of the benefit. In order to make the savings work more efficiently, it is advisable to start making pension contributions as early as possible – a longer period for contributions and the growth of pension funds due to compound interest will allow for a higher investment return. Even small contributions over a long period of time can help you accumulate substantial capital.
You can calculate your future pension using the Private Pension Calculator
Anyone can be a member of the NPF:
Contributors may be spouses, children, parents, siblings, grandparents of the fund participant, children of the fund participant’s spouse, including children adopted by him or her, parents of the fund participant’s spouse, and legal entities (employer or professional association of which the fund participant is a member).
The minimum and maximum age of a participant is not limited by law. For example, the youngest member of OTP Pension is 1 year old, and the oldest is 91 years old
There are no limits or obligations. You decide how much and how often to pay. In Europe and the United States, for example, a monthly payment of 5 to 10 percent of profits is considered the norm.
You can monitor the status of your pension account in your personal online account on the website of the Fund Administrator, or in the mobile application and via a free monthly SMS newsletter.
The law stipulates that pension payments must begin no earlier than 10 years before the official retirement age (currently 50 years). Payments must last at least 10 years and can be made monthly, quarterly, semi-annually, or annually. If the amount of savings is small (as of January 2023, up to UAH 125,580), the funds can be received in a lump sum.
Yes, if the participant moves abroad for permanent residence or her passport or has a medically confirmed critical health condition (cancer, stroke, disability).
You can transfer your savings to another pension fund, but no more than once every six months.