About Magistral
Magistral is a professional non-state pension fund. The founder of the Magistral is the Trade Union of Railway and Transport Construction Workers of Ukraine.
The Fund was established in 2007 to provide non-state pension benefits exclusively to employees of the transport and railway construction industry. Its purpose is to provide additional protection for retired employees.
A contributor to the Magistral Pension Fund can be any legal or physical entity working exclusively in this sector.
As of
As of 30.11.2025
This level of risk does not necessarily remain constant. It may change over time.
We would also like to draw the attention of the investors to the fact that even the lowest level is not a risk free investment.
Inflation slowed to 10.9% year-on-year in October, in line with the NBU’s expectations. However, missile strikes on energy infrastructure by Russia continue to create a high degree of uncertainty regarding future macroeconomic indicators. To ensure domestic stabilization of the economy, the NBU participated in negotiations with the IMF on a new support program for Ukraine totaling USD 8.1 billion over the next four years. Key donor requirements include securing a “reparations credit” from the EU and the removal of tax incentives.
As usual, throughout the month, the regulator focused on maintaining a stable situation in the foreign exchange market. NBU interventions in the FX market in November remained at October’s level, totaling USD 2.9 billion.
Yields on domestic government bonds (OVDPs) at primary auctions in November remained unchanged, standing at 16.35% for 1.5-year bonds, 17.1% for 2-year bonds, 17.5% for 2.5-year bonds, and 17.8% for 3-year bonds. Term deposit rates in the banking sector also remained at September levels — ranging from 10.5% to 14.5% in UAH, while USD deposit rates remained unchanged at up to 2%, depending on the maturity.
Identification code
33193408
License of NSSMC
AB 115988 issued August 14, 2008
State registration
№10711050016000611 by 13.07.2011
Validity
unlimited
free of charge from all numbers in Ukraine
04070 Kyiv, 1/6 Frolivska street, 2nd floor
Individuals and/or companies make voluntary contributions to a participant’s pension account. Assets are accumulated and grow through investment income. Upon reaching retirement age, the participant receives pension payments. During the period of pension payments, the fund balance continues to earn interest.
The amount of the benefit (pension) depends solely on the amount of savings accounted for in the participant’s pension account at the time of the benefit and the duration of the benefit. In order to make the savings work more efficiently, it is advisable to start making pension contributions as early as possible – a longer period for contributions and the growth of pension funds due to compound interest will allow for a higher investment return. Even small contributions over a long period of time can help you accumulate substantial capital.
You can calculate your future pension using the Private Pension Calculator
Anyone can be a member of the NPF:
Contributors may be spouses, children, parents, siblings, grandparents of the fund participant, children of the fund participant’s spouse, including children adopted by him or her, parents of the fund participant’s spouse, and legal entities (employer or professional association of which the fund participant is a member).
The minimum and maximum age of a participant is not limited by law. For example, the youngest member of OTP Pension is 1 year old, and the oldest is 91 years old
There are no limits or obligations. You decide how much and how often to pay. In Europe and the United States, for example, a monthly payment of 5 to 10 percent of profits is considered the norm.
You can monitor the status of your pension account in your personal online account on the website of the Fund Administrator, or in the mobile application and via a free monthly SMS newsletter.
The law stipulates that pension payments must begin no earlier than 10 years before the official retirement age (currently 50 years). Payments must last at least 10 years and can be made monthly, quarterly, semi-annually, or annually. If the amount of savings is small (as of January 2023, up to UAH 125,580), the funds can be received in a lump sum.
Yes, if the participant moves abroad for permanent residence or her passport or has a medically confirmed critical health condition (cancer, stroke, disability).
You can transfer your savings to another pension fund, but no more than once every six months.
info@acpo.com.ua